Local buying support is not new, but few buyers are aware of its existence. However, some of them are far from negligible and are not necessarily aimed at the most modest incomes. For example, the urban community of Rochefort Océan (Charente-Maritime), which brings together 25 towns, offers assistance of €8,000 to first-time buyers.
To be able to use it, the applicant “must not exceed the annually determined resource ceiling, which corresponds to the PLUS (Loan for Social Purposes) ceilings increased by 40%. In other words, they must apply a reference tax income of less than 39,817 euros (the ceiling for one person).